Niklas Zumbruch

(VR Payment GmbH) has been working in the field of money laundering and terrorist financing prevention since 2019. Prior to his current position, he spent 5½ years at a large auditing firm in the AML/CFT specialist team, most recently as a manager. This combination of external auditing perspective and institutional responsibility gives him a unique understanding of what auditors actually look for in risk analysis and annual reports.