Article

Payments Radar 2026

Customer Magazin NEWS 03/2025

With Payments Radar 2026, we provide you with a comprehensive overview: Which developments have shaped the market? Which regulatory requirements are already mandatory, and where is it worth taking a strategic look ahead? And how can banks, companies and payment service providers use these trends to position themselves successfully in 2026 and beyond?

Bilal Aukal

Paul Krügel

2334

Payments

18. December 2025 9 minutes reading time

Introduction: Payments Radar
Technology & infrastructure trends
Regulatory
Artificial intelligence
Sources

Introduction: Payments Radar

The year 2025 was a turning point for European payments. With the implementation of the Instant Payment Regulation and the introduction of Verification of Payee (VoP), a new foundation was laid for fast and secure payments.

From now on, real time is the standard and security is an integral part of it. At the same time, DORA, the first Europe-wide uniform set of rules for digital resilience, came into force – a challenge for banks and service providers, who had to take their systems and processes to a new level.

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Payments

New standards, innovations and changing customer needs are reshaping the market and infrastructure. Groundbreaking trends and developments, whether in traditional retail and mass payments or in innovative technologies such as the Internet of Things (IoT), blockchain and the cloud, are creating challenging tasks for financial institutions. In this collection, our experts and authors take an indepth look into the topic ‘Payments’ and summarise the most significant insights for you. Dive in and discover the latest developments in payment transactions.

Bilal Aukal

is a senior business consultant and payment transaction expert and has extensive experience in the professional and technical implementation of payment transaction projects. At msg for banking, he advises banks in the area of payments, most recently accompanying the implementation of Instant Payments and Verification of Payee. Prior to this, he was responsible for the introduction of a new, modern payment transaction platform at a bank.

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