Article

The 9th amendment to MaRisk and the Lending Business

NEWS 02/2026

What changes will the 9th amendment to MaRisk bring for banks in the lending business?
Prof. Dr. Konrad WimmerProf. Dr. Konrad Wimmer
holds a doctorate in business administration and is responsible for strategic topic development at msg for banking. His focus is on sustainable finance, bank controlling, financial mathematics, business area management, value-oriented sales management, and risk management. He advises banks on these topics and is an experienced speaker and author.
Roland HelbigRoland Helbig
is Director Business Consulting at msg for banking. As a practitioner, he has successfully supported bank board members in the areas of bank management and supervisory law for many years. In this role, he has banking supervisory developments on his radar and scrutinizes them with regard to business and risk policy implications. In addition, he contributes his many years of credit expertise to a wide range of consulting projects.
28/07/26
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10 minutes reading time
Bank Controlling, MaRisk, Risk Management
The 9th amendment to MaRisk and the Lending Business

The 9th amendment to MaRisk has been welcomed by the banking industry, particularly for its stronger focus on principles, reduced complexity and improved readability: it is described as having been “well executed in many respects”.1

This assessment is reasonable. Nevertheless, as things stand at present, questions arise in some places as to how the text of the regulation should be interpreted.

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