Following a regulatory turning point in European payments, the focus in 2026 will be on the implementation and scaling of new requirements, infrastructures and services.

At the same time, new developments are gaining significant momentum: the digital European payment system Wero, API-based account-to-account (A2A) payments and data-driven services are transforming market structures in the payments sector and opening up new strategic options for banks. At the same time, with e-invoicing, eIDAS 2.0 and the EU AI Act, the demands on integration, governance and real-time capability are rising continuously.

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